The Highest Qantas Points Credit Card Sign Up Bonus Offers (October 2023)

Navigating the world of Qantas Points Credit Card offers can be overwhelming! While we do not endorse the acquisition of credit cards, it’s no secret that banks often entice potential customers with substantial points bonuses for signing up. These attractive incentives are designed to attract new clients and secure their business. Savvy frequent flyers are well aware of this and how to churn cards efficiently to make it worthwhile, making it essential to stay informed about the latest credit card offers to find the most suitable one. If doing this strategy, maintaining discipline and organization is crucial, so consider keeping a logbook spreadsheet and tracking turnover periods may be helpful.

On this page, we won’t overwhelm you with numerous offers (for that, you can visit the credit card offers on the Qantas website), but we’ll share the valuable insights we’ve gained through our own experiences from using a range of different cards & banks in the past.

Details About the Offers:

If you are a newbie and haven’t done this before then the Qantas Points Credit Card offers this month are great! If you have been churning cards for a while you may find that you are not eligible for most of these offers (if you have held a card from the same bank in the last 12 months).

Note: Not a lot has changed in the past few months, the same Qantas Points credit card offers are still around and it seems banks are not eagerly trying to push for new customers with big sign ups.

There are some Platinum Qantas Points Credit Card offers available with larger sign up bonuses but factoring in the annual fee cost we have not included them given the value associated with them is poor in comparison to other offers. For our summary, we will mention only the important points (not the little minor details such as if it includes lounge passes etc):

ANZ Frequent Flyer Black Qantas Point Credit Card – 110K Bonus

• 110K Qantas Points Sign Up
• $425 Annual Fee (but $100 back to the card as a promo if hit min spend, so effectively $325)
• ANZ may offer a pro rata refund of annual fee
• $5K min spend within 3 months from approval
• $15K min credit limit
• Minimum income not mentioned but usually approx $75K for $15K credit limit cards.
• ANZ customer support can be hit and miss. Often painful but also often very straight forward.

NAB Qantas Point Credit Card Rewards Signature – 120K Bonus

• 120K Qantas Points Sign Up Bonus BUT split into 90K first year then pay a full annual fee and then another 30K points
• $395 annual fee after first year but $295 annual fee on 1st year
• NAB usually offer a pro rata refund of annual fee (DYOR but very handy especially to collect 2nd year bonus points)
• $3K min spend within 60 days from approval (average min spend but shorter time frame – usually 3 month window this one is only 2)
• $15K min credit limit
• Minimum income not mentioned but usually approx $75K for $15K credit limit cards. Given it is not clear, they may be more worried about being able to service the debt & good credit.
• NAB has one of the better customer support teams when dealing with application process

Westpac Altitude Qantas Black – 120K Bonus

• 120K Qantas Points Sign Up Bonus BUT split into 90K first year then pay a full annual fee and then another 30K points
• $370 annual fee
• Westpac usually offer a pro rata refund of annual fee (DYOR but very handy especially to collect 2nd year bonus points)
• $6K min spend within 120 days from approval (higher minimum spend but good length of time to do it)
• $15K min credit limit
• Minimum income $75K
• Westpac has one of the better customer support teams when dealing with application process

St George Amplify Qantas Signature – 90K Bonus

• 90K Qantas Points Sign Up Bonus
• $370 annual fee
• Often offer pro rata refund of annual fee (DYOR case by case basis)
• $6K min spend within 3 months from approval (this is on the higher side – avg is approx $2.5-3K)
• $15K min credit limit BUT you can request lower on application (we requested $10K and got it still with points bonus) (limits are important for applying for future cards they consider how much debt limits you currently have)
• No Specific minimum income listed although generally with $15K limits it’s around 60- 75K p.a

Commbank Ultimate Awards Credit Card – 70K Bonus

• Not our first priority but for people with lower income/don’t want a high annual fee this is the best card in the market as of current date (Dec 2022)
• 70K Qantas Points Sign Up Bonus
• $0 monthly fee if spending $2.5K ea month (or $35 per month if not)
• Min spend is $2.5K ea month to avoid paying monthly fees
• $6K min credit limit (low credit limit for those who can’t get another card with $15K credit limit)
• Minimum income not clear but estimated $15K per annum from hints we have read about
• Could be a good churn card given no annual fee (if spending $2.5K per month), low credit limit, low requirements to sign up etc
• Commbank can be a pain initially getting signed up high chance you will need to visit a branch and verify ID docs

If credit cards are not your thing, Bankwest has an eftpos card that may be more suitable! We discuss all the details in our blog here